Blog: SERVISFIRST BANCSHARES, INC. : Results of Operations and Financial Condition, Regulation FD Disclosure, Financial Statements and Exhibits (form 8-K) –

Item 2.02 – Results of Operations and Financial Condition.

On January 23, 2023, ServisFirst Bancshares, Inc., a Delaware corporation
(“ServisFirst”), issued a press release announcing its operating results for the
quarter ended December 31, 2022. A copy of the press release is attached as
Exhibit 99.1.

The information furnished pursuant to Item 2.02, including Exhibit 99.1, shall
not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act
of 1934 (the “Exchange Act”) or otherwise subject to the liabilities under that
Section and shall not be deemed to be incorporated by reference into any filing
of the Company under the Securities Act of 1933 or the Exchange Act.

Item 7.01 – Regulation FD Disclosure

On January 23, 2023, ServisFirst hosted a call to review 2022 fourth
quarter earnings. The supplemental financial data is attached as Exhibit 99.2
and is incorporated by reference into this Item 7.01.

The information in this report is being furnished, not filed, pursuant to
Regulation FD. Accordingly, the information in Items 7.01 and 9.01 of this
report will not be incorporated by reference into any registration statement
filed by the Company under the Securities Act of 1933, as amended, unless
specifically identified therein as being incorporated therein by reference.

Statements in this presentation that are not historical facts, including, but
not limited to, statements concerning future operations, results or performance,
are hereby identified as “forward-looking statements” for the purpose of the
safe harbor provided by Section 21E of the Securities Exchange Act of 1934 and
Section 27A of the Securities Act of 1933. The words “believe,” “expect,”
“anticipate,” “project,” “plan,” “intend,” “will,” “would,” “might” “could” and
similar expressions often signify forward-looking statements. Such statements
involve inherent risks and uncertainties. ServisFirst Bancshares, Inc. cautions
that such forward-looking statements, wherever they occur in this press release
or in other statements attributable to ServisFirst Bancshares, Inc., are
necessarily estimates reflecting the judgment of ServisFirst Bancshares, Inc.’s
senior management and involve a number of risks and uncertainties that could
cause actual results to differ materially from those suggested by the
forward-looking statements. Such forward-looking statements should, therefore,
be considered in light of various factors that could affect the accuracy of such
forward-looking statements, including: general economic conditions, especially
in the credit markets and in the Southeast; the performance of the capital
markets; changes in interest rates, yield curves and interest rate spread
relationships; changes in accounting and tax principles, policies or guidelines;
changes in legislation or regulatory requirements; changes in our loan portfolio
and the deposit base; possible changes in laws and regulations and governmental
monetary and fiscal policies, including, but not limited to, economic stimulus
initiatives; the cost and other effects of legal and administrative cases and
similar contingencies; possible changes in the creditworthiness of customers and
the possible impairment of the collectability of loans and the value of
collateral; the effect of natural disasters, such as hurricanes and tornados, in
our geographic markets; and increased competition from both banks and non-bank
financial institutions. The foregoing list of factors is not exhaustive. For
discussion of these and other risks that may cause actual results to differ from
expectations, please refer to “Cautionary Note Regarding Forward-looking
Statements” and “Risk Factors” in our most recent Annual Report on Form 10-K and
our other SEC filings. If one or more of the factors affecting our
forward-looking information and statements proves incorrect, then our actual
results, performance or achievements could differ materially from those
expressed in, or implied by, forward-looking information and statements
contained herein. Accordingly, you should not place undue reliance on any
forward-looking statements, which speak only as of the date made. ServisFirst
Bancshares, Inc. assumes no obligation to update or revise any forward-looking
statements that are made from time to time.

Item 9.01 – Financial Statements and Exhibits

(a) Not applicable

(b) Not applicable

(c) Not applicable

(d) Exhibits. The following exhibits are included with this Current Report on

    Form 8-K:

Exhibit No.   Description

  99.1          Press Release dated January 23, 2023
  99.2          Supplemental Financial Data dated January 23, 2023


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