Blog: CITIZENS COMMUNITY BANCORP INC. : Regulation FD Disclosure, Financial Statements and Exhibits (form 8-K) –

Item 7.01. Regulation FD Disclosure..

On June 21, 2022, Stephen Bianchi, Chairman, President & CEO of Citizens
Community Bancorp, Inc. (the “Company”), and James S. Broucek, CFO of the
Company, will participate in a virtual meeting with institutional investors at
the Piper Sandler Upper Midwest Bank Tour. As part of the conference, the
Company’s management will provide a presentation to certain participants in
attendance regarding certain matters impacting the Company and its operating
results. A copy of the presentation is attached as Exhibit 99.1 to this Current
Report on Form 8-K. The attached Exhibit 99.1 is furnished pursuant to Item 7.01
of Form 8-K.

This Current Report on Form 8-K and the attached exhibits may contain certain
forward-looking statements within the meaning of Section 27A of the Securities
Act of 1933, and Section 21E of the Securities Exchange Act of 1934. These
statements include, but are not limited to, descriptions of the financial
condition, results of operations, asset and credit quality trends,
profitability, projected earnings, future plans, strategies and expectations of
Citizens Community Bancorp, Inc. (“CZWI” or the “Company”) and its subsidiary,
Citizens Community Federal, National Association (“CCFBank”). The Company
intends such forward-looking statements to be covered by the safe harbor
provisions for forward-looking statements contained in the Private Securities
Litigation Reform Act of 1995 and is including this statement for purposes of
complying with those safe harbor provisions. Forward-looking statements, which
are based on certain assumptions of the Company, are generally identifiable by
use of the words “believe,” “expect,” “estimates,” “intend,” “anticipate,”
“estimate,” “project,” “on pace,” “seek,” “target,” “potential,” “focus,” “may,”
“preliminary,” “could,” “should” or similar expressions. These forward-looking
statements express management’s current expectations or forecasts of future
events, and by their nature, are subject to risks and uncertainties. Therefore,
there are a number of factors that might cause actual results to differ
materially from those in such statements. These uncertainties include conditions
in the financial markets and economic conditions generally; adverse impacts to
the Company or CCFBank arising from the COVID-19 pandemic; acts of terrorism and
political or military actions by the United States or other governments; the
possibility of a deterioration in the residential real estate markets; interest
rate risk; lending risk; higher lending risks associated with our commercial and
agricultural banking activities; the sufficiency of loan allowances; changes in
the fair value or ratings downgrades of our securities; competitive pressures
among depository and other financial institutions; disintermediation risk; our
ability to maintain our reputation; our ability to maintain or increase our
market share; our ability to realize the benefits of net deferred tax assets;
our inability to obtain needed liquidity; our ability to raise capital needed to
fund growth or meet regulatory requirements; our ability to attract and retain
key personnel; our ability to keep pace with technological change; prevalence of
fraud and other financial crimes; cybersecurity risks; the possibility that our
internal controls and procedures could fail or be circumvented; our ability to
successfully execute our acquisition growth strategy; risks posed by
acquisitions and other expansion opportunities, including difficulties and
delays in integrating the acquired business operations or fully realizing the
cost savings and other benefits; restrictions on our ability to pay dividends;
the potential volatility of our stock price; accounting standards for loan
losses; legislative or regulatory changes or actions, or significant litigation,
adversely affecting the Company or CCFBank; public company reporting
obligations; changes in federal or state tax laws; and changes in accounting
principles, policies or guidelines and their impact on financial performance.

Stockholders, potential investors and other readers are urged to consider these
factors carefully in evaluating the forward-looking statements and are cautioned
not to place undue reliance on such forward-looking statements. Such
uncertainties and other risks that may affect the Company’s performance are
discussed further in Part I, Item 1A, “Risk Factors,” in the Company’s Form
10-K, for the year ended December 31, 2021, filed with the Securities and
Exchange Commission (“SEC”) on March 2, 2022, the Company’s Form 10-Q for the
quarter ended March 31, 2022, filed with the SEC on May 4, 2022, and the
Company’s subsequent filings with the SEC. The Company undertakes no obligation
to make any revisions to the forward-looking statements contained herein or to
update them to reflect events or circumstances occurring after the date hereof.

The information in this Item 7.01, Item 9.01 and Exhibit 99.1 attached hereto
shall not be deemed “filed” for purposes of Section 18 of the Securities
Exchange Act of 1934, or otherwise subject to the liability of such section, nor
shall it be deemed incorporated by reference in any filing of the Company under
the Securities Act of 1933 or the Securities Exchange Act of 1934, regardless of
any general incorporation language in such filing, unless expressly incorporated
by specific reference in such filing.


Item 9.01. Financial Statements and Exhibits.

(d) Exhibits. The following exhibit is being furnished herewith:

99.1 Investor Conference Meeting Presentation to be held on June 21, 2022

           The cover page from this Current Report on Form 8-K in Inline XBRL (Extensible
              Business Reporting Language)

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